Start the Year with Clarity: Reviewing Your Health Insurance Plan and Why It Matters

Note: We share free tools and resources we believe are genuinely helpful. There are no ads, sponsorships, or financial incentives involved.

January brings a fresh chance to pause and review your health insurance plan. Knowing your costs and what’s covered can save you money, stress, and surprise medical bills throughout the year. 

Use the free resources below for guidance and education. Make a list of your policy’s key information:

• A link to your insurance’s online portal (bookmark it!)

• Monthly premium

• Deductible

• Coinsurance

• Co-payments for primary care and specialists

• Out-of-pocket max

• A link to your current policy’s formulary (bookmark it!)

• Which healthcare services require prior authorization? Do you expect to need any of them? What is the process and lead time for obtaining prior authorization?

• Location of policy forms for claims, etc.

Autoimmune Support

This free guide from the Autoimmune Association will help guide you through various options and empower you to make the best choice for you.

Quick Guide to Health Insurance - Autoimmune Association

Aging Care

This Health Plan 101 resource from the American Medical Association helps you learn the fundamentals of health insurance,  including what a health plan is, how coverage works, and key terms to know as you review your benefits.

Health Plan 101 | Health Care Economics, Insurance, Payment | AMA STEPS Forward

Still have questions? We are here to help. Book a 1-hour Clarity Call with Amy for Autoimmune Support or with Audrey for Aging Care and After-Loss.

Photo by Gabriella Clare Marino on Unsplash